If buying a new home is on your list of new years resolutions here’s some tips to consider.

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Step 1: and before doing anything else: Call me and let’s sit down in my office and talk. Before going to look at any house, before we write any offers, and before you do anything.

Buying a new home is a very serious financial decision that you’re going to have to live with for several years to come.

 You need to have all the facts in front of you and understand the process before taking the second step.

Step 2: Make sure your credit is in good shape and your finances are in order.

Nothing will spoil your day faster than spending days and even weeks looking for a new home only to find out you can’t buy it because of some ding or problem with your credit that could prevent you from qualifying for a mortgage loan.

A phone call or e mail to Debbie Nieto at CTX Mortgage can ensure you don’t have that problem. (865) 693-6200 or email: [email protected]

Step 3: Now comes the fun stuff, we get to go out and look at some great houses for you to consider.

We’ll look at all the usual sources for a new home. Most Realtors only search the Multiple Listing Service (MLS) for current, active listings.

We’ll go several steps beyond to ensure you’re exposed to as many sources of homes for sale as possible. We’ll check out:

  • For Sale By Owners (FSBOs)
  • Foreclosures and Preforeclosures
  • Pending listings to see if perhaps a sale for a great house might be in jeopardy making that home available
  • Upcoming listings from my Realtor contacts that are not actively for sale yet
  • Expired listings that have been for sale but expired from the MLS unsold. These sellers often still want to sell.
  • And any other avenues that offer great Knoxville area homes for sale that might meet your needs.

Next we’ll talk about making an offer, negotiation, due dilligence, and the closing process.